Hope you found the information on this site useful. I would have loved to have this information available to me many years ago, when I got started in America. Lack of this information over the years cost me not only a lot of money I could have saved, but also cost me many-many hours in lost time, trying to figure things out by myself, doing things the wrong way.

When you get started in a country, in a different culture you will do mistakes. Some of them will be little things, like not knowing some customs and people will just frown upon you. Other things will hurt your budget, e.g. you will pay a lot more money for car insurance because you don't know what discounts you are entitled to, so you won't ask for discounts. Or you could have saved several hundreds of dollars in immigration fees if you would have been more informed on how to negotiate a better deal with your immigration attorney. These are just a few examples, but you probably heard this maxim before: "There ain't free lunch", which means you will pay the price for these mistakes, either in lost time, or money, or both.

To help you make less mistakes, I put together this e-book, called "Newcomers Guide to America". It has all the information from this site, plus about 4x more information, including 45 brand new chapters. It is not free, it comes for a small fee of about $20. Why not free? I worked many-many hours to compile these information together in a very easy to understand, usable manner. There is no bullshit in the book, but usable, practical advice intending to help you to make less mistakes, thus saving you time and money.

At this point you can do 2 things:

1. Try to figure things out of your own, the harder way

2. Do the easier and far cheaper way by investing $20 in this book. Do the math: even working at McDonalds at minimum wage, which is about $6/hr, you still can "afford" this book in less than half a day of your salary. Digging out from the internet the information contained in the book would take you tens or hundreds of hours, and you couldn't get it all.

Anyway, here is what you would get. As I mentioned earlier, you will get 45 new chapters.

Immigration - 12 new chapters added

• H1-B workers visa information: step-by-step guide how to get a job in the USA, how to get your worker's visa

• B1/B2 visitor visa

• Green card information, about 20 ways to obtain one

• Green Card Lottery details: how you can win a green card for free?

• Green Card through employment, very detailed overview, step-by-step to dos, forms, resources

• How to find a good immigration attorney

• and lots of others

US cellular market, detailed overview - 5 new chapters

• cellular companies, quality of their service, advantages, disadvantages

• how to find the cellular plan which suits you best, what points to consider

• what you should know before you commit yourself with a cellular company

• overview of the major cellular companies, strengths and weaknesses

• what is the 911 emergency service, when to use it

• a lot more information about phone card, rates including international calls

• toll free numbers

All aspects of traveling - 3 additional chapters

• Comprehensive information on hotels, motels

• Things you should know to save money on hotels, or to avoid rip-offs

• Overview of the major hotel chains with classification and pro ice range. Save money by going to the right place

• additional info you should know about getting through airport security after 9/11 terrorist attacks

• more information you should know on flying to avoid problems

• overview of airports, their main services

Restaurants and fast food places - 3 additional chapters

• Overview of the major restaurants

• Major fast-food chains, broken down into categories

• Find out more about the Mexican cuisine and food

Click here to buy and download

Shipping and mailing services - 7 new chapters

• The US Postal Service (USPS)

• Fedex

• United Parcel Service (UPS)

• DHL

• Airborne Express

• If you move how to re-route your mail to your new address free of charge, so you won't lose your mail

Money, banking and finances - 7 brand new chapters

You should get the book for the information on this chapter alone. Not knowing the financial information from this chapter will hurt you financially. Learn about:

• an overview of the US banking system

• what is vital to know about the US credit system so you won't up paying a fortune on car insurance, house or car loan. What good and bad "credit" means, how this affects you, and why is this important. And of course if something is wrong how you van fix it.

• what are the "credit bureaus", what data they store about you, and give away to others

• what is the Federal Reserve System the bank of the banks, how those guys they make billions out of nothing, and control the interest rates and the whole US economy

• what is the truth about the US national debt?

• a whole chapter about personal and business checks, how they work, what to use them for

• what methods of payments are used in America

• what are cashier checks and how to use them

• what are travelers checks

• what are money orders

• what are gift certificates

Car buying matters - 8 chapters greatly expanded

• find out the major car insurance companies in the US, their strengths and weaknesses

• overview of the most common type of cars used in the USA

• overview of the most common US car brands and manufacturers

• questions to ask on the phone when pre-qualifying the car, a real time saver

• tricks sellers use when they tell you about the car, how to read between the lines: what they are saying what really means

• What are "lemons" (the problem cars) and how to avoid them

• Click here to buy and download

• get free "lemon check" from the link within the book

• full inspection checklist to see if the car you are planning to buy worth the money, and has nothing wrong

• vital things you should know about inspecting a car, like when to inspect and when not, what to do and what to avoid

• when do you need a mechanic during this process

• getting car insurance: what you need and what you don't need

• 10 points to know when shopping for insurance, like how to get insurance discounts etc. Knowing this could save you a lot in the long run.

• how to read newspaper ads, a complete list to those cryptic abbreviations

Health insurance - 7 fully expanded chapters

Every health insurance type is covered in far more detail. This includes breakdown of all expenses, what you pay vs. what the insurance company pays so you can avoid surprises.

• how to find the right health insurance for you

• extensive comparative chart of the main advantages / disadvantages of each type of insurance

• what questions to ask, what factors to look for when shopping for health insurance

• other types of health insurance not covered on the site

• health insurance terms explained in plain english, so you understand what what you buy

Renting a home and related services - 5 brand new chapters

• Tips and tricks to get a better value for your money, and finding a better place to stay for you and your family. Includes:

• detailed overview of the renting process, including most of the jargon terms explained in plain english

• additional services which come free in many cases when you rent an apartment, so don't forget to ask

• apartment classification by size

• problems you might encounter during the renting process and possible solutions

• gas, water & utilities

• How to install a home phone line, procedure, fees

• internet and e-mail, including dial-up, broadband and satellite

• What is AOL (America OnLine)?

And lots of other topics, like short history of the US, geographical info etc.

Plus new chapters are coming soon.

Many chapters have a special "resource" section at the end where all this research information can be found.You probably heard before, that the most powerful asset is information. And there are LOTS of information in the book. The lack of this information cost me the these past years in the order of hundreds if not thousands of dollars. It's all yours for $19.95 with instant download and you can read the book in a matter of minutes.

Click here to buy and download

I placed lots of emphasis not only on the content, but the format of the e-book as well, to make it easy to read, navigate and look professional. I think you will be very pleased with it. If not then just drop me a line and will give you a refund within 30 days of your purchase.

And the work still continues. There are so many things to still be written... That's why my plan is to keep the book updated several times a year, keep adding new content, make changes where necessary to keep it updated as times changes.

All future editions and updates will be free to you as well.Hope this e-book will make your life a lot easier and will save you lots of headache, frustration and money.

Best regards,
Val